Personal Banking Made Easy
Checking accounts that fit your needs
Simplify your finances with our easy-to-use checking accounts, designed to help you achieve your financial goals and enjoy peace of mind.
Choose the best checking account for you
Everyone uses their bank account differently. That’s why we offer a range of personal checking accounts.
Whether you’re looking for rewards for swiping your debit card, or monthly interest paid on the balance in your account, we provide choices to make managing your finances easy.
N/A
$25
$0
Now Green
Maintain a $1,000 balance, and your money earns more money for you! That’s it, no extra hoops.
0.08% APY
$1,000
$5 (Waived w/$1,000 Balance)
Dream Green
Unique benefits for our customers aged 55+ including free checks, banking discounts, and competitive interest rates.
0.30% APY
$2,500
$5.00 (Waived w/$2,500 balance)
Cash Back
Make the most of your everyday purchases while grabbing groceries, dining out, or shopping!
2% (Limit $10/month)
$25
15 Debit Card Transactions
Direct Deposit or Recurring ACH
$0
4.00% APY on balances up to $10,000
4.00% – 0.20% APY on balances over $10,000
0.10% APY on balances if qualifications are not met.
Up to $15
$25
10 Debit Card Transactions
Direct Deposit or Recurring ACH
$5.95 (Waived w/$10,000 Balance)
No matter which account you choose, you’ll get:
We’re here to make banking easy for you. No matter which account you pick, you’ll get helpful tools to manage your money and friendly support when needed.
From day-to-day transactions to long-term planning, we’ve got features designed to simplify your financial life and give you peace of mind.
Move Money
Easily send money to pay bills with Bill Pay, other individuals with Person to Person, or accounts at other financial institutions with External Transfers.
eStatements
Skip the paper statement and go paperless with free eStatements.
Online & Mobile Banking
Check balances, make transfers, pay bills, and deposit checks with your phone or tablet.
Instant Issue Debit Card
Receive your debit card when opening your account and start using it immediately.
We make banking easy
Branches & ATMs
Enjoy fee-free access to our conveniently located branches and ATMs throughout central and western Illinois.
Bank online
Bank on your terms—deposit checks, pay bills, and transfer money anytime, anywhere on your device.
Security however you bank
Whether you bank with us in person or via mobile banking, all your banking methods are convenient and secure.
Need a business checking account?
We offer business checking accounts tailored to your needs, whether you’re a small family-owned operation or a larger enterprise.
With no minimum balance requirements, free debit cards, and online banking access, managing your business finances is made easy.
Quality, local customer support
At Dieterich Bank, we pride ourselves on delivering exceptional customer service.
Our experienced team is committed to understanding your individual financial goals and helping you achieve them. As your trusted local bank, we’re not just here to provide financial services – we’re here to support you through every stage of your financial journey.
Open a Green Checking account today
Take control of your finances with Dieterich Bank. Get the best checking account designed for your needs.
APY=Annual Percentage Yield. Fees may reduce earnings. APYs accurate as of 10/1/2024. Rates may change after account is opened.
$3 paper statement fee applicable on all checking accounts. Fee is waived with $5,000 minimum daily balance or if primary account owner is over 65 years of age.
*Extreme Green: Only one Extreme Green Checking and Savings allowed for each Tax ID number. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 4.00%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 4.00% – 0.20% APY. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to an account and settle during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to an account and settle. ATM-processed transactions do not count towards qualifying debit card transactions. ATM reimbursement cap is $15 per cycle.
Extreme Green Checking are available only for residents of the following Illinois counties: Bond, Clark, Clay, Clinton, Coles, Crawford, Cumberland, Effingham, Fayette, Jasper, Madison, Marion, Monroe, Montgomery, Randolph, Richland, Shelby, St Clair, and Washington.
BaZing: Subject to the terms and conditions detailed in the Guide to Benefits(Opens in a new Window). Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
Extreme Green Savings: Primary owner must be the primary owner on an Extreme Green Checking Account to qualify. If qualifications are met each monthly qualification cycle in the Extreme Green Checking account: (1) balances up to $20,000 will earn 4.00% APY; (3) balances over $20,000 will earn 0.20% APY on portion of balance over $20,000; (4) if qualifications are not met, all balances will earn 0.10%APY.
